Betterment provides you with cash management solutions that helps you spend and save confidently.
Cash Reserve: A High-Yield Cash Account
- A high-yield cash account
- Earn a variable rate
- FDIC insurance covering up to $1,000,000 at our program banks†
- Access your cash in 1-2 business days
- No limits on withdrawals
- No minimum balance
- No fees on your balance
Cash Reserve is provided by Betterment LLC, which is not a bank, and cash transfers to program banks are facilitated by Betterment Securities. Betterment LLC only receives compensation from our program banks, and we do not charge fees on your account.