Deposits into Betterment Cash Reserve from a linked checking account generally take 1 to 2 banking business days to complete, depending on when the request is placed.
- If the deposit request is placed before 10 PM ET, it will generally appear in Cash Reserve in 1 business day.
- If the deposit request is placed after 10 PM ET, it will generally appear in Cash Reserve in 2 business days.
Transactions can be subject to processing delays in certain circumstances.
Note that bank holidays do not count as business days. You can see a list of bank holidays here.
The smallest deposit amount you or your client can make is $10. The largest deposit you or your client can make per day via ACH is $300,000.