How do transactions work with Smart Saver? Like your clients’ other investments at Betterment for Advisors, you and your clients can seamlessly move all or part of their Smart Saver balance into a taxable Betterment goal or initiate a transfer back to their linked bank account at any time. Related articles How does Smart Saver differ from a Safety Net goal? What is Smart Saver? Does Betterment support ACATs? How will my client be notified when there are automatic adjustments to their account allocation? Can a client have more than one Retirement Goal?