If you or your client enable the “auto-adjust” feature on an account, Betterment will check to ensure that the target allocation is in line with our recommended moderate allocation each month. If the account’s target allocation needs to be adjusted to match our recommendation, Betterment will make that adjustment automatically.
In certain cases, your client’s target allocation may not change from month to month. This is normal. Recommended allocations on certain goals will not change every month. This often happens when your clients are far from their goal completion date, e.g., more than 20 years from the start of retirement in a retirement goal. You can see our recommended allocations through time for each goal type here.