Electronic deposits from a client’s bank to Betterment that are made before 11PM EST are typically invested the following business day. This includes requests made on Saturday and Sunday.
Electronic withdrawals from Betterment to a client’s bank generally take 2-4 business days due to the required sale and settlement of securities. Note that withdrawal time may also be impacted if there have been recent deposits within the previous 5 business days.
Deposits must be initiated by 11PM EST to be invested by the next business day. Withdrawals must be initiated 30 minutes before the stock market closes (i.e., by 3:30PM EST) to be transacted that day. Trade requests initiated after these cutoff times, or during weekends and holidays, will be processed the next business day.
