We use the “direct rollover”method to prevent any withholding or negative tax consequences. A direct transfer entails a client’s current provider sending us a check of the funds directly, for your client’s benefit. To get started, you or your client can click “Rollover”at the top right hand side of your Transfer page. You must answer a few questions, and receive an email with the full, personalized instructions, including how the check should be made out and where it should be sent, to complete your rollover. Please note that Traditional IRA funds must be rolled over into a Traditional IRA and Roth IRA funds must be rolled over into a Roth IRA. If you aren’t sure which type(s) of funds your clients have, contact the current provider or HR representative in the case of a company 401(k). You can always convert a Traditional IRA into a Roth IRA after the rollover.